Terms & Conditions

Effective Date: December 7, 2024

Introduction

Welcome to StockTalkAI. These Terms of Service ("TOS") govern your use of our platform, services, and applications. By accessing or using our services, you ("user") agree to be bound by these TOS. If you do not agree, you may not use our services.

Acceptance of Terms

By using StockTalkAI, you accept and agree to be bound by these TOS, including any updates we may apply from time to time. Continued use of the service following any changes means you accept the revised terms.

Description of Service

StockTalkAI provides financial analysis and AI-powered insights to help users explore and understand stock market data. All services are subject to these TOS.

Use of Service

• You agree to use StockTalkAI only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the service.
• We grant you a non-exclusive, non-transferable, limited license to access and use the services for personal, non-commercial purposes, in compliance with these TOS.

User Responsibility

• Users are solely responsible for their trading decisions, including any financial gains or losses resulting from using StockTalkAI's analysis and insights.
• Users are prohibited from reproducing, distributing, or sharing StockTalkAI data without prior written permission from StockTalkAI.

Intellectual Property

• StockTalkAI retains ownership of its software, platform, and related intellectual property.

Termination

We reserve the right to terminate your access to the service at any time, with or without notice, if you violate these TOS.

Refund Policy

StockTalkAI does not offer refunds as outlined in the full refund policy here.

Disclaimer of Warranties

The service is provided "as is" and "as available" without any warranties, express or implied. We do not guarantee uninterrupted, secure, or error-free access.

Age Restriction

You must be at least 18 years old to use our services. If we discover that a user is under 18, we reserve the right to terminate their account immediately.

Changes to Terms

StockTalkAI reserves the right to update these TOS at any time. We will notify users through prominent platform notices or email when changes are significant. Continued use after changes indicates acceptance.

Limitation of Liability

StockTalkAI shall not be held liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of the services.

Governing Law

These TOS are governed by and construed under the laws of the jurisdiction where StockTalkAI is established, without regard to conflict of law provisions.

Privacy Policy Reference

Please refer to our separate privacy policyfor details on how we handle and protect your personal data.

Contact Information

If you have any questions or concerns about these Terms of Service, please contact us at support@stocktalkai.com.